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From: life insurance
Category: Any legal information
Date: 6/14/2009
Time: 6:51:52 PM
Remote Name: 212.116.219.52
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From: wikipedia donna ambrose
Category: Any legal information
Date: 7/13/2008
Time: 8:44:10 AM
Remote Name: 125.76.226.8
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From:
Category: Any legal information
Date: 1/6/2005
Time: 2:10:02 PM
Remote Name: 156.42.68.2
From: W. Cuthbert GA TECH gt6526a@prism.gatech.edu
Category: Any legal information
Date: 13 Feb 1998
Time: 18:22:41
Remote Name: scmac3.gatech.edu
The following is a project I seek input from professional perspective. I will post three paragraphs from a simple loan contract under Maryland State laws. I need to know, What is the payoff on the note? Is this an example of bonus or penalty? How is performance defined here? Is agrace period a matter of contract or right? FOR THE VALUE RECIEVED, the undersigned Borrower hereby promises to pay to the order of Lender the principal sum of $650,000 with interest thereof until the full amount of interest has been paid. Borrower promises to pay principal and interest in consecutive installments payable on the first day of each month, beginning April 1, 1995, calculated according to a 30 yr period. This note may qualify for a bonus for faithful performance on the part of the borrower. Borrower will pay interest at a yearly rate of 9.25%, which will be calculated at a yearly rate of 6.25%, so that monthly debt service will be $4,002.16. Interest at a yearly rate of 3% will accrue and be defered until the full amount of principal has been paid. If no monetary or material default occurs during the term of this note, upon payment in full of the unpaid principal balance and unpaid interest, Borrower will recieve a credit towards final payment made 1) for all accrued and deferred interest (other than current interest at a yearly rate of 6.25% which is then otherwise due and payable); and 2) which will be equal to the product of $75,000 multiplied by a fraction, the numerator of which will be the number of months remaining and the denominator which will be 84. Borrower agrees, in the case of a monetary event of a default,that late installments will bear interest until pain at a yearly rate of 9.25%, which is the same rate both before and after the default above.